7 Reasons Why Your Workers’ Comp Benefits Might Discontinue

Most people believe that once you receive your worker's compensation benefits, you are set for life. This is a common misconception and all those who take it for granted risk losing their benefits.

There are many reasons why you could end up losing your worker's compensation benefits. If you are not careful enough, you may lose them quicker than you think.

Here are 7 reasons why your worker’s compensation benefits might discontinue in the future.

Refusing Light Duty

If you are able to work or perform other similar activities, and your employer has the right type of light work to offer you, you should accept it and go with it. However, refusing to perform light work can leave you without your benefits.

As long as work is in compliance with your doctor’s orders, you should accept the work. Refusing it could have negative consequences on your benefits.

Failure to Take IME

The insurance company will often send you (the injured individual) to Independent Medical Exams (IME). The assigned doctor will look at your medical reports and examine your injuries. Jml Law Workers Compensation Attorney in Los Angeles advise you to attend these examinations in order to keep receiving your work comp benefits. Skipping them could end your benefits for good.

Beware of The Private Investigator

It is no secret that the insurance companies like to hire a private investigator to “check” on how the injured individual is doing. This is done to ensure that there are no frauds, and to terminate one’s benefits if he or she skipped their medical exams, treatments or if they do something that shows that they are not as injured as they claim to be. You never know who may be watching all of your actions.

Posts On Social Media

Social media is everything but private. Any post, tag, photo or video uploaded becomes the property of the whole internet. Basically, everything you post can be used against you. If you are tagged in a swimming pool with friends, but you have a serious back or leg injury, the insurance company may use it and claim that you do not have any injuries. The best option is to stay away from social media until you are fully healed.

Quitting Your Job

If you quit your job while being off of work, the insurance company will not have to pay for your wages anymore. You will end up losing them from your benefits.

Not Visiting The Doctor

If you develop a new condition, but you haven’t seen your doctor for years, it will be difficult for him/her to connect these new injuries or conditions to your prior one. Workers Compensation may not cover the treatment of this new injury or condition.

Not Cooperating With FCE

You will be sent to take the Functional Capacity Exam (eventually). Failure to cooperate could result in you losing your benefits. The insurance company will use everything they can to stop your benefits. contact with Los Angeles Workers Compensation Attorneys if you believe that your benefits have been stopped for the wrong reason.